MARKET RECAP → Big Tech stocks pushed the S&P 500 (VOO) to a fresh intraday high on Tuesday as earnings reports for the group come into full view.

🌐 GOOGLE AI PLUS GOES GLOBAL (INCLUDING US) → Google’s (GOOG) cheaper AI Plus plan expands worldwide — including a U.S. launch at ~$8/month — lowering the barrier to advanced AI tools and ramping up competition with other AI subscription services.

📊 HOMEBUYERS GHOST DEALS → A record share of home purchase agreements were canceled in December as buyers leverage inspection clauses and abundant inventory to walk away from deals that don’t meet their budget or expectations.

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For the week beginning January 27, 2026

🌎 AI Plus now in all markets — including the U.S.: Google (GOOG) has made its more affordable AI Plus subscription plan available in every country where its AI offerings are available, including the United States. Previously launched in emerging markets like Indonesia, the plan expands access to upgraded AI features and models at a lower price point than Google’s flagship Pro tier.

💸 $7.99/month in the U.S., cheaper elsewhere: In the U.S., the AI Plus plan costs $7.99 per month, putting it in direct pricing competition with other mainstream AI subscriptions like OpenAI’s ChatGPT Go. In many global markets it’s even cheaper, making advanced tools like Gemini 3 Pro and Nano Banana Pro accessible to more users. Subscribers also get 200 GB of storage and the ability to share benefits with up to five family members.

🤖 Tools and features included: The plan offers users access to advanced generative AI functions across Google’s ecosystem — including the Gemini app, creative video tools in Flow, and AI-assisted research and writing in NotebookLM — while serving as a bridge between free usage and the more expensive Google AI Pro tier. Existing Google One Premium 2 TB subscribers will automatically receive all AI Plus benefits soon.

📉 Contract cancellations hit records — In December 2025, U.S. homebuyers backed out of purchase agreements at the highest rate on record for that month, with about 40,000 deals canceled, representing roughly 16.3 % of homes under contract — the most for any December since at least 2017. This signals rising hesitation among buyers despite shifts in market conditions.

🏡 Why they’re walking away — Even as mortgage rates have edged down from recent peaks and price growth has slowed, high housing costs and swelling inventory have given buyers more choice and leverage. Many are using inspection and financing contingencies to walk away when a property isn’t a perfect fit or monthly payments feel too steep — especially in markets where sellers far outnumber buyers.

📍 Regional patterns and buyer behavior — Cancellation rates varied widely by metro area. Atlanta led major metros with over 22 % of pending deals collapsing, followed by Jacksonville and San Antonio around 20 %. Coastal markets such as Nassau County and San Francisco saw far lower walk-away rates but still contributed to the broader trend. Experts say buyers are being especially selective, pulling out of deals rather than overpaying in a market with abundant listings.

The Fed releases its latest interest rate decision Wednesday. Here’s what to expect (CNBC)

All eyes are on Trump’s reaction to the ‘mother of all deals’ between India and the EU (CNBC)

This energy ETF is set to break through a key level, charts show. Two ways to play the trend (CNBC)

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