TLDR 

MARKET RECAP → The S&P 500 (VOO) fell and interest rates rose as a hotter-than-expected January inflation report reignited concerns that inflation may stay stubbornly above the Fed’s 2% target longer than expected.

NYSE EXPANDS TO TEXAS AMID BUSINESS MIGRATION →The New York Stock Exchange is renaming NYSE Chicago to NYSE Texas, capitalizing on the state’s pro-business reputation. The move comes as TXSE Group launches a rival Texas-based exchange, while major companies like Tesla (TSLA) and Meta (META) consider Texas as an alternative to Delaware. 🚀

ZELLE HITS $1 TRILLION, LEAVING PAYPAL IN THE DUST → Zelle processed over $1 trillion in 2024, outpacing PayPal (PYPL) and Venmo as the top P2P payment platform. Backed by major banks, it saw a 12% user surge and a 27% jump in transactions despite fraud concerns.

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TODAY’S TOP NEWS

📈 NYSE Expands to Texas Amid Business Migration

NYSE Goes Lone Star: The New York Stock Exchange announced that NYSE Chicago will be renamed NYSE Texas, catering to the surge of businesses relocating to the state. The move reinforces Texas’ reputation as a pro-business hub, already home to over $3.7 trillion in NYSE-listed market value.

Competition Heats Up: The launch comes as TXSE Group, a new Texas-based stock exchange, filed for SEC registration last month with plans to begin trading in early 2026. Backed by $161 million in funding, TXSE aims to challenge NYSE and Nasdaq with its own exchange.

Texas vs. Wall Street: Texas has become a growing alternative to Delaware for corporate registrations, attracting giants like Tesla (TSLA) and potentially Meta (META). Governor Greg Abbott has pushed back against ESG policies, arguing that Texas firms should be insulated from Wall Street’s political decisions.

TODAY’S TOP NEWS

Zelle Hits $1 Trillion, Leaving PayPal In The Dust

$1 Trillion: 💰 Zelle processed over $1 trillion in transactions in 2024, making it the largest peer-to-peer payment platform by volume. Its user base surged 12% to 151 million, with transaction value up 27% year-over-year.

Bank Backed: 🏦 Backed by seven major U.S. banks, Zelle has a key advantage over competitors like PayPal (PYPL) and Venmo by enabling instant transfers within banking apps. Meanwhile, PayPal's P2P volume reached $400 billion, highlighting Zelle’s dominance.

Not Immune To Fraud: 🔍 Despite the growth, Zelle faced fraud concerns, prompting new safeguards. The platform insists 99.95% of transactions are fraud-free, while its expanding use for rent payments, payroll, and small businesses continues to fuel adoption.

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