MARKET RECAP → Stocks were little changed Tuesday as the market readies for the Fed’s interest rate decision on Wednesday.

💬 SLACK TAPS OPENAI VETERAN → Slack brings in OpenAI’s former CRO as CEO, betting that AI-native leadership can reignite growth and sharpen its edge against Teams.

STUDENT LOANS RESUME → SAVE is being shuttered, millions must shift to older repayment plans — and many face tougher debts ahead.

Was this email forwarded to you? Sign up for free here.

For the week beginning December 08, 2025

🧑‍💼 Denise Dresser steps in as CEO: Slack named Denise Dresser — formerly OpenAI’s chief revenue officer — as its new chief executive. The move signals Salesforce’s intent to jolt Slack’s growth trajectory after several quarters of slowing enterprise expansion and intensifying competition from Microsoft Teams.

🤖 AI-native leadership for an AI-native future: Dresser helped scale OpenAI’s commercial engine and was central to enterprise adoption of ChatGPT. Bringing that playbook to Slack suggests a bigger push into AI-powered workflows, automation, and conversational productivity — areas Slack has flirted with but not fully capitalized on.

📈 The Slack turnaround bet: With Salesforce under pressure to boost margins and reaccelerate cloud growth, Dresser represents a strategic swing: pair Slack’s massive installed base with deeper AI capabilities and convert usage into higher-value revenue. For investors, the question is whether AI leadership can overcome Slack’s competitive drag and revive its long-term strategic relevance.

⏸️ SAVE plan faces shutdown under new agreement: The U.S. Department of Education — under the current administration — has reached a proposed settlement with a group of states that will end the SAVE income-driven repayment plan, subject to court approval. Roughly 7–8 million borrowers currently in SAVE would be forced to pick a new repayment option.

🔄 Borrowers must shift to older plans — or get hit: The agreement means SAVE will stop accepting new enrollments and deny pending applications. Current enrollees are being nudged toward legacy income-based repayment plans or other federal options.

⚠️ Big implications for debt burden & finances: For many borrowers, this change means higher monthly payments, less favorable terms and fewer protections — especially for lower-income households that relied on SAVE’s more flexible terms. The move could spark a wave of payment shock, impact consumer spending, and reshape expectations around student-debt affordability.

Judge unseals Ghislaine Maxwell grand jury materials, citing Epstein files act (CNBC)

Paramount’s hostile Warner Bros. bid, Meta’s AI course correction, McDonald’s value crackdown and more in Morning Squawk (CNBC)

S&P 500 win streak, Berkshire’s leadership changes, Netflix’s regulatory path and more in Morning Squawk (CNBC)

_{^{Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs, Form ADV Brochure, and moneylion.com/investing. Funded managed investing accounts are subject to a monthly account fee of $1 (for accounts valued up to $5,000), $3 (for accounts valued over $5,000, and up to $25,000), or $5 (for accounts valued over $25,000).}}

<sub><sup>This advertising email was sent to you because you have a MoneyLion account. If you would like to unsubscribe, please do so using this link. We respect your right to privacy. Please do not reply to this email with sensitive information, such as an account number, Social Security number, date of birth, bank account information, PIN, password, or Online ID. The security and confidentiality of your personal information is important to us. If you have any questions or want to read more, please visit our Help Center.

MoneyLion and Pathward do not provide, nor do they guarantee, any third-party product, service, information, or recommendation. The third parties providing these products or services are solely responsible for them, as well as all other content on their websites. MoneyLion is not liable for any third party’s failure with regard to those advertised products, services, and benefits. These advertised products and services may not be FDIC insured or bank-guaranteed, and may be subject to a different privacy policy than MoneyLion’s. You should check individual offers, products, and services to become familiar with any applicable restrictions or conditions that may apply. MoneyLion may receive compensation from third parties for referring you to the third party, their products or to their website.

The influencer, creator and other content provided in the MoneyLion App (“Content”) is for informational and entertainment purposes only and should not be construed as legal, tax, investment, financial, or other advice. All Content is intended to be of a general nature, does not address the circumstances of any particular individual or entity, and may not constitute a comprehensive or complete statement of the matters discussed. MoneyLion is not a fiduciary by virtue of any person’s use of or reliance on the Content. You should consult an appropriate professional if you require any legal, tax, investment, financial or other advice. Terms and Conditions for our subscriber referral can be found here.</sup></sub>