↗ MARKET RECAP → US stocks saw a boost Friday as cool inflation data lifted optimism that the Fed will stay on its rate-reduction path.

🤖 AI BOOSTS THE BANKS → JPMorgan (JPM), Bank of America (BAC), and Goldman Sachs (GS) say generative AI is driving major productivity gains—just as regulators start asking who’s really in control escalating wave of sophisticated cyber threats.

🏦 CRYPTO.COM GOES BANKING → Crypto.com filed for a U.S. national trust bank charter, seeking to merge digital assets with traditional finance and strengthen regulatory credibility.

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🏦 Efficiency pays off. Major U.S. banks are reporting double-digit productivity gains from generative AI tools, using them to automate compliance checks amidst an escalating wave of sophisticated cyber threats, summarize client data, and assist traders with research and risk analysis.

🏦 CRYPTO.COM GOES BANKING → Crypto.com filed for a U.S. national trust bank charter, seeking to merge digital assets with traditional finance and strengthen regulatory credibility.

🤖 Wall Street’s new intern. JPMorgan (JPM), Bank of America (BAC), and Goldman Sachs (GS) have rolled out internal AI copilots that cut research and reporting time by up to 40%, freeing employees for higher-value tasks.

🏦 Trust charter filed. Crypto.com announced it has applied for a U.S. national trust bank charter, a move that would let the exchange offer traditional banking services like deposits, lending, and custody under federal regulation.

💳 Bridging crypto and fiat. The proposed “Crypto.com National Trust Bank,” headquartered in Washington, D.C., aims to blend digital asset management with everyday finance—furthering CEO Kris Marszalek’s goal of mainstream crypto adoption.

⚙️ Regulatory signal. If approved, Crypto.com would join Coinbase (COIN) and Paxos in securing federal trust charters, signaling growing alignment between major crypto firms and U.S. financial regulators.

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As Netflix dips below its 200-day moving average, Josh Brown says to buy shares here (CNBC)

Goldman Sachs says risks of an equity drawdown are rising as stocks hit another record (CNBC)

Here are Friday’s biggest analyst calls: Nvidia, Apple, Coinbase, Intel, Beyond Meat, Amazon, Microsoft, eBay & more(CNBC)

_{^{Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs, Form ADV Brochure, and moneylion.com/investing. Funded managed investing accounts are subject to a monthly account fee of $1 (for accounts valued up to $5,000), $3 (for accounts valued over $5,000, and up to $25,000), or $5 (for accounts valued over $25,000).}}

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