TLDR

MARKET RECAP → The Dow Jones (DIA) fell on Monday, reversing some of last week’s gains as Treasury yields rose and investors braced themselves for another busy week of quarterly earnings reports.

GOLDMAN SEES LOW S&P 500 RETURNS AHEAD → 📉 Goldman Sachs (GS) forecasts just a 3% annual return for the S&P 500 (VOO) over the next decade, citing high valuations and slower earnings growth, urging investors to consider alternative assets.

MICROSOFT EXPANDS AUTONOMOUS AI AGENTS → 🤖 Microsoft (MSFT) is rolling out autonomous AI agents next month, allowing businesses to build custom agents in Copilot Studio. This move heats up competition with Salesforce (CRM) as AI tools become critical for enterprises, especially in automating tasks across sales, finance, and supply chains.

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MARKETS

Today’s S&P 500 Heatmap

Notable Earnings This Week

TODAY’S TOP NEWS

Goldman Sees Low S&P 500 Returns Ahead

📉 Forecasted Return: Goldman Sachs (GS) forecasted an annual return of just 3% for the S&P 500 over the next decade, citing high valuations and slower earnings growth as key factors.

💡 Inflation Concerns: The investment bank highlighted concerns that stock market returns may not keep pace with inflation, pushing investors to explore alternative assets for better returns.

🏛️ Strategic Outlook: Goldman’s prediction came as part of a broader strategy outlook, suggesting a more cautious approach to equities in the long term, with lower-than-historical average returns expected.

TODAY’S TOP NEWS

Microsoft Expands Autonomous AI Agents

🤖 AI Agents Launch: Microsoft (MSFT) will allow businesses to develop autonomous AI agents in Copilot Studio, expanding its AI tools starting next month.

⚔️ Competition Heats Up: The move counters Salesforce's (CRM) recent launch of its own agentic AI, as both companies vie for dominance in the growing AI space.

📊 Enterprise Focus: Microsoft is launching 10 new agents in Dynamics 365 to streamline tasks for sales, service, finance, and supply chain teams.

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